Review cash – Jack Feeny Reviews http://jackfeenyreviews.com/ Thu, 13 Jan 2022 02:35:03 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://jackfeenyreviews.com/wp-content/uploads/2021/06/icon-1-150x150.png Review cash – Jack Feeny Reviews http://jackfeenyreviews.com/ 32 32 Money doubles on firing LBGTIQ teachers https://jackfeenyreviews.com/money-doubles-on-firing-lbgtiq-teachers/ Thu, 13 Jan 2022 01:21:37 +0000 https://jackfeenyreviews.com/money-doubles-on-firing-lbgtiq-teachers/ Laws already allow some schools to discriminate against LBGTIQ teachers. Michaelia Cash just doubled on that right. Like Paul Karp of The Guardian reported: “Michael Cash’s department defended the right of religious schools to fire teachers for their views on sexuality and appeared to confirm that safeguards for gay students will be delayed until after […]]]>

Laws already allow some schools to discriminate against LBGTIQ teachers. Michaelia Cash just doubled on that right.

Like Paul Karp of The Guardian reported: “Michael Cash’s department defended the right of religious schools to fire teachers for their views on sexuality and appeared to confirm that safeguards for gay students will be delayed until after the Religious Discrimination Bill . The Attorney General’s Department’s submission to two investigations indicates changes to the Sex Discrimination Act will await further review 12 months after the bill was passed, despite an alleged deal with four Liberal MPs to prevent the deportation of gay students at the same time, in return for their support of the Religious Discrimination Bill.

“Cash also personally backtracked on her stated commitment in December after a backlash from church groups, including the Australian Christian Lobby and Christian Schools Australia, who threatened to sabotage their support for the deal bill. Liberal MPs Katie Allen, Dave Sharma, Angie Bell and Fiona Martin claimed they had secured Cash’s agreement to scrap section 38(3) of the Sex Discrimination Act, which allows schools to engage in sexual abuse. discrimination based on sexuality and gender.

“The Ministry’s brief reiterates that ‘the Religious Discrimination Bill does not affect the operation of the Sex Discrimination Act…in particular, the existing exemptions for religious educational institutions provided for in Article 38 of this law are not affected”.

“The department said religious exemptions will be reviewed by the Australian Law Reform Commission’s inquiry, to report 12 months after the bill is passed.”

In 2017, teacher Craig Campbell received an email from the WA Teacher Registration Board stating that after working for two years as a substitute teacher at a Baptist college south of Perth, he had been removed from the list of teachers available.

And by the time he received the email, Mr Campbell was well aware that the school had terminated his employment in such a cold manner because of his sexuality.

Mr. Campbell (Credit: The Star Observer)

Indeed, he had recently informed the director of the college that he was in a homosexual relationship.

Under Western Australian and Commonwealth law, religious schools are permitted to discriminate against teachers on the basis of their sexuality. And although the school never formally invoked the law, both parties understood what was implied when he was fired.

And as the Morrison government is set to introduce a religious discrimination law that is expected to strengthen existing religious exemptions – if not expand them – Mr Campbell is speaking out on these damaging and harmful laws as part of the campaign of the National secular lobby against them.


Also on The big smoke


A culture of “fear and silence”

“I am not in a position to comment on South Coast Baptist College or my reasons for leaving South Coast Baptist College,” Mr Campbell first clarified.

“It’s an isolating and frightening experience that pits teachers against their whole school,” he explained. “The exemptions create a system in which schools have little accountability for their reasoning and how they are fired or disciplined, and the individual has little or no recourse.”

“Given the sensitive and private nature of the subject – particularly within conservative religious communities – affected staff are even less likely to speak out,” the secondary school teacher told Sydney Criminal Lawyers.

According to the teacher, “the perceived ‘sexual’ nature behind the reasons for the dismissals – or the alternative, which is ‘enforced confinement’ – is ‘all the more amplified’ as the teachers involved work closely with young people. students.

Having their professionalism questioned in this way hampers a teacher’s ability to educate students, he added. And these laws also have an impact on mental health, whether through dismissal, confinement, or exclusion from employment opportunities in government-funded religious schools.

“We have to wonder why we don’t hear stories about this because there are definitely LGBTQI teachers working in religious schools,” Mr Campbell said. “The threat keeps them in the closet or something is happening behind the scenes to shut people up.”

Section 38 of the Commonwealth Sex Discrimination Act 1984 allows religious educational establishments to discriminate against employees, contractors and students on the basis of “sex, sexual orientation, gender identity, marital or relationship status or pregnancy”.

While the Western Australia Equal Opportunities Act 1984 provides in section 73 that religious schools are legally permitted to discriminate against employees, contractors and students on the basis of sexual orientation or gender history, among other attributes.

“When schools do not actively challenge these exemptions,” Campbell said, “they are sending the message to all staff and students that LGBTQI people are inferior and do not deserve protection, whether within this school community or wider Australian society”.

Rally against equal rights

The Ruddock Review of Religious Freedoms was set by Malcolm Turnbull just a week after the yes to marriage equality returned. It was an attempt to appease religious-right politicians who opposed the legalization of same-sex marriage.

The review’s recommendations suggested that the religious exemptions contained in the Sex Discrimination Act be reassessed, not with a view to repealing them, but to clarify that they are “based on the precepts of religion”.

The passing of the law allowing religious schools to expel students and fire teachers because of their sexuality has caused public outcry. And after initially defending the laws, Prime Minister Scott Morrison said he would repeal the student provision, although he remained silent on teachers.

However, despite a feeble attempt by Mr Morrison to repeal the law targeting LGBTIQ students, it remains in place. And instead, the prime minister announced last December that he had decided to come forward with another recommendation for scrutiny, namely the passage of a religious discrimination law.

Legislate more privilege

While the Australian Christian lobby may be eagerly awaiting the tabling of the Religious Discrimination Act, the wider community is somewhat wondering why this legislation aimed at protecting religious people from discrimination, as well as their right to discrimination, is now a priority.

And while Morrison has stressed the need to protect religious freedoms in a multicultural society, the real push for these laws is led by an all-British-Australian chorus line focused solely on protecting the majority religion in this country: Christianity. .

Marion Maddox, a professor at Macquarie University, pointed out that in recent decades when the debate over religious freedoms has arisen, the religious right has turned it upside down. And it’s only now that they feel their privilege is threatened that they want to enshrine it more in law.

Mr Campbell stressed that while religious freedom is important, as far as he can see, the proposed law “is a response to appease” Morrison’s “voting base who lost in the plebiscite”.

And the former chairman of the NSW Council for Civil Liberties, Stephen Blanks, made the observation when the current debate began that instead of establishing legislation that privileges one right over all others, the government should consider a bill of rights that protects all human rights under the law.

Repeal the right to discriminate

Of course, one very obvious reason why the discussion of religious liberty has come to the point where the Federal Parliament is about to debate religious protections is that the nation has a Pentecostal Prime Minister, who wears his faith on his sleeve. .

And when the nation revealed its outrage over pre-existing exemption laws, rather than acknowledging how bad they were, he struggled to hide his smile as he repeatedly told reporters that those exemptions were already in effect. , so that was it.

But, despite the measures taken to strengthen these rights to discriminate under the new legislation, it is certain that most people want to see the possibility of discriminating against teachers and students abolished. And as Campbell pointed out, these schools “to a large extent” are taxpayer-funded.

“The complexity of religious freedom in all areas does not concern me, but government-sanctioned discrimination in schools does,” Campbell concluded.

“The shortcomings are out of step with public sentiment and wider Australian values. Remove them and we help create safe and healthy learning environments for all staff and students. “

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Nippon India Balanced Advantage Fund: fund review https://jackfeenyreviews.com/nippon-india-balanced-advantage-fund-fund-review/ Tue, 11 Jan 2022 05:00:00 +0000 https://jackfeenyreviews.com/nippon-india-balanced-advantage-fund-fund-review/ Nippon India Balanced Advantage Fund is one of the highest rated systems in the dynamic asset allocation or balanced benefit space. Balanced Advantage or BAF funds are ideal for “not overly aggressive investors” who are striving to find a balance between growth and stability. Assets do not exhibit correlated movements between market cycles. Asset prices […]]]>
Nippon India Balanced Advantage Fund is one of the highest rated systems in the dynamic asset allocation or balanced benefit space. Balanced Advantage or BAF funds are ideal for “not overly aggressive investors” who are striving to find a balance between growth and stability.

Assets do not exhibit correlated movements between market cycles. Asset prices tend to hover around their average but eventually converge there. While the average annual return produced by BSE Sensex over the last decade (2011-2020) was just over 10%, it was below 10% in 5 out of 10 years (max: 29.9% in 2014 and min: minus 24.7% in 2011). This reflected the non-linear nature of asset prices.

In such a situation, an elixir called asset allocation comes to the aid of investors. Empirical studies attribute 91.50% of portfolio performance to asset allocation. Thus, it becomes imperative to rotate assets according to market cycles. Rotation mitigates downside risks while increasing the likelihood of Alpha or returns relative to the benchmark. BAFs tend to recalibrate their asset allocation based on market conditions. So when equity valuations seem stretched, they prune their equity exposures and vice versa. A rules-based, quantitative model devoid of human bias generates the triggers for portfolio recalibration.

Launched in November 2014, the Nippon India Balanced Advantage Fund uses a multi-manager approach to fund management. It has seen a few exits from fund managers since its launch. Currently, the equity part of the fund is managed by Manish Gunwani, CIO – Equity (manager since May 2018), Ashutosh Bhargava – Head of Equity Research (since May 2018) and Amar Kalkundrikar (since October 2020) while the debt part is managed by Sushil Budhia (since March 2021). Gunwani has a rich experience of over 20 years in fund management and equity research. Other funds under its management occupy positions in the first quartile. The fund outperformed the category average based on three- and five-year rolling returns.

As of January 4, 2022, the fund has produced a 5-year rolling return of 12% per annum compared to the average class return of 9.93% (Source: Value Research). Morningstar has assigned 5 stars to the fund’s direct plan and 4 stars to the regular plan. Morningstar Star Ratings are based on the fund’s risk-adjusted returns relative to other funds in the same category.

The portfolio is a mix of stocks and debt assets. The mixture is decided by a quantitative model which keeps behavioral biases at bay. The main drivers of portfolio allocations are valuations, trend following, the trade-weighted US dollar, and global demand factors. The valuation is determined by the analysis of forward prices and profits. The debt portion is based on accrual accounting with a maturity slanted towards the shorter end of the yield curve.

In accordance with the fund’s mandate, unhedged equities may represent between 30% and 85% of the portfolio. In addition, it may hedge part of the portfolio with derivatives with the aim of either reducing risk or keeping exposure to equities above 65% which qualifies them for equity taxation.

In November 2021, the fund’s equity exposure was 49.80% while its debt exposure was 28.40%. His cash hold in the portfolio was 21.80%. (Source: Value research). The portfolio is made up of a merger of growth and value stocks. The fund is oriented towards large caps although it has the latitude to invest in mid caps as well. Finance (15.11%), technology (6.31%) and consumer goods (4.79%) are the three main sectors of the portfolio (data in November 2021, source: Value Research). He strives to invest in quality companies with solid experience. The three main stocks in the portfolio are ICICI Bank (5.82%), Infosys (4.86%) and HDFC Bank (3.76%) (data as of November 2021, source: Value Research).

The debt portion of the portfolio has a modified duration of 1.93 years. The indicator measures the fund’s sensitivity to changes in interest rates. More specifically, it measures the change in the price of bonds due to a 100 basis point or 1% change in the interest rate. Its portfolio is mostly rated AAA. The top three debt securities in the portfolio are 8.35% G-Sec2022 (2.42%), 5.22% G-Sec2025 (2.36%) and 7.16% G-Sec2023 (1.47%) (data in November 2021, source: Value Research).

To get around market fluctuations, asset allocation is essential. Imagine a situation where an investor loses 50% of his invested capital. In order to recoup 50% of the loss, the asset will have to increase by a colossal 100%. Limiting downside risks increases wealth in the long run. Asset allocation is a powerful tool that mitigates downside risks. With Manish Gunwani’s commitment to quality combined with a robust asset allocation algorithm, the Nippon India Balanced Advantage Fund is expected to weather the market gyrations with relative ease.

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I Came All This Way to Meet You by Jami Attenberg review – a writer looking for a home | Autobiography and memory https://jackfeenyreviews.com/i-came-all-this-way-to-meet-you-by-jami-attenberg-review-a-writer-looking-for-a-home-autobiography-and-memory/ Sun, 09 Jan 2022 07:00:00 +0000 https://jackfeenyreviews.com/i-came-all-this-way-to-meet-you-by-jami-attenberg-review-a-writer-looking-for-a-home-autobiography-and-memory/ Aaccording to the authors of And just like that, HBO is fascinating and appalling Sex and the city reboot, it’s really perfectly easy to find contentment as a middle-aged single woman. In episode four, recently widowed Carrie Bradshaw (Sarah Jessica Parker) returns to her former bachelor apartment, a place she kept (because she is wealthy) […]]]>

Aaccording to the authors of And just like that, HBO is fascinating and appalling Sex and the city reboot, it’s really perfectly easy to find contentment as a middle-aged single woman. In episode four, recently widowed Carrie Bradshaw (Sarah Jessica Parker) returns to her former bachelor apartment, a place she kept (because she is wealthy) without a tenant after her marriage. There, after having slept soundly for the first time in weeks, she dons a long tulle skirt that makes her look a bit like a fairy, and heads to her local bodega for free coffee from her gracious owner. There is, one cannot help but notice, a spring in his step now, and so the unfortunate spectator receives the message loud and clear. Happiness, it seems, is just a matter of determination. Quickly don your favorite extravagant clothes, a paper cup in your right hand and a cell phone in your left, and the daily rapture will be yours.

In his new book, I have come all this way to meet you: write to me at home, American novelist Jami Attenberg has a lot to say about writing; ostensibly, his first non-fiction work is determined to take a hard look at the creative life, and all that such an existence entails (in short: a lot of hard work, a certain amount of luck, and very little money). Daughter of a salesperson, she is also interested in a certain fleetingness. For many years she struggled to settle down. Attenberg was 45 years old before owning a bed; she has already slept in 26 different places in seven months. In the end, however, she just can’t help it. The truth must be told.

Ultimately, her memoir is about what it’s like not to have, or even a lot of wanting, all of the things that are supposed to make a woman complete. While it’s wonderful to be free – to be the kind of unicorn who judges yourself, not by the putrid benchmarks of a sexist society, but by your own standards – that doesn’t mean it isn’t. also, sometimes, painful. . For Attenberg, as for Carrie Bradshaw, happiness and loneliness are not mutually exclusive. But as she also notes, expressing such truth in public for the first time can still “feel like a specific kind of death.” Her memoirs are, in other words, a powerful antidote to the pernicious fantasies of the skirt-tulle-and-soy-latte genre.

I don’t mean it’s a criticism when I say Attenberg’s book has a messy and naïve structure. Yes, his tale, which goes back and forth repeatedly through time, is often likely to seem repetitive, and perhaps it comes with one too many Zoom meeting (it’s sort of a pandemic book , I think). But such turmoil reflects its subject: the sublets that come and go; the thousands of kilometers traveled in search of tiny sales during bookstore readings (it wasn’t until 2013, when her fourth novel, The Middlestein, appeared on the New York Times bestseller list, that Attenberg had something that even approached literary success). When success finally arrives, our former couch surfer finds out that she can’t say no, and thanks to it, she attends literary festivals all over the world and teaches creative writing in Vilnius, Lithuania. Stealing causes her intense anxiety, but she does it anyway, relying on Xanax “borrowed” from friends – she has so much! – to see it through.

For Jami Attenberg, “happiness and loneliness are not mutually exclusive”. Photography: John Traviesa

What she needs, she realizes, as the “vibes” of her youth finally begin to fade, is a home. She doesn’t want rugs littered with toys; marital comfort (sufficiency?) is not for her. But there was a while, staying at a friend’s house in Evanston, Ill., Where she considered the contents of a family refrigerator – six packs of yogurt, freshly squeezed juice, an entire drawer devoted to cheese – and feels a touch of envy. Where is her place? For a long time this will be a loft in (pre-gentrification) Williamsburg, Brooklyn, a dilapidated cave with all thin walls and pipes exposed, described in a love letter that is one of the best writings in his book. Ultimately, however, it won’t. It is in New Orleans that she will buy her own room, with a view of hummingbirds and medlar trees. The resistance you detect in her when she writes about this beloved house – she has always had a room of her own in her head, she insists – only makes it sweeter than you read it.

Likewise, his mirth – his utter disdain for self-pity – only serves to make the sad parts of his book more cruel. Those who like Attenberg’s novels – for me, All grown up (2017) is one of the best, most spirited, and enjoyable books ever written about a predominantly single woman – I’ll recognize its tone here, though parts of this work border on self-obsession (not that I particularly the blame for being egocentric; this is also something that society imposes on women, as we can never live up to expectations, always falling back on self-recrimination, self-improvement and, worst of all, hour-by-hour analyzes of our moods). Attenberg tells it all – the bad guys and bad friends, the sexual assaults and the restaurants that don’t provide a table for one – in a way that is both sort of calculating, dramatic as it sounds, and effortless. relaxed. Haven’t these things happened to all women? If they are serious, they are also daily.

She’s very funny, and that’s what makes her wonderful. When a man she’s about to sleep with for the first time – “we headed for nudity” – suddenly produces a brown paper bag in her bed, all she can ask herself is if there is a sandwich in it. In fact, it contains an unsolicited sex toy. I burst out laughing about it. Right here is the kind of determination that I favor. Life is funny and spooky (or, if you prefer, eerie funny). Forget it and like writers desperate to make Sarah Jessica Parker relevant again, you have what Attenberg would undoubtedly call Bad Art.

I have come all this way to meet you: write to me at home by Jami Attenberg is published by Serpent’s Tail (£ 14.99). To support the Guardian and Observer order your copy at guardianbookshop.com. Delivery charges may apply

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Cash Prizes Now Available For School Plastic Recycling | News https://jackfeenyreviews.com/cash-prizes-now-available-for-school-plastic-recycling-news/ Wed, 05 Jan 2022 14:22:00 +0000 https://jackfeenyreviews.com/cash-prizes-now-available-for-school-plastic-recycling-news/ SPRINGFIELD – Reduce, reuse, recycle… and reap the rewards? After 15 years of the Trex Plastic Film Recycling Competition, there is now an opportunity for winning and top recycling schools to win cash prizes for their efforts. Springfield-Green Spring Elementary School has been the county’s recycling powerhouse for 5 consecutive years, recycling enough plastic to […]]]>

SPRINGFIELD – Reduce, reuse, recycle… and reap the rewards?

After 15 years of the Trex Plastic Film Recycling Competition, there is now an opportunity for winning and top recycling schools to win cash prizes for their efforts.

Springfield-Green Spring Elementary School has been the county’s recycling powerhouse for 5 consecutive years, recycling enough plastic to earn 5 Trex benches for their plastic collection, measuring to area schools.

Now there is potential money on the table for them.

Due to new corporate sponsorship by Charter Next Generation, for the first time, cash prizes are available for top recycling schools. Donations of $ 5,000 each will be awarded to the elementary, middle and high schools that recycle the most plastic film during the collection period (which began in November and continues through Earth Day – April 22). ). In addition, $ 2,500 will be given to schools in each grade that recycle the second highest amount of plastic wrap.

Not only are cash prizes awarded to schools that recycle the most plastic, there is an additional opportunity to earn some extra cash: a special prize of $ 2,500 will be given to the school that promotes the most creative and broadest of its recycling efforts via social media. and grassroots community awareness.

Gayle Allen, the Springfield-Green Spring Trex Challenge coordinator, encouraged the community to show the deck company what it can do.

“We are more than the little engine that could do it; we’re Tigers, ”Allen said. “We are strong, tenacious and united for the good of our community. “

Allen encouraged people to collect every piece of ‘soft plastic’ they can and send their totals to him after they deliver the plastic wrap to Food Lion’s recycling station or other participating businesses listed on the website. from Trex.

“Better yet, take a photo and post it on social media with the hashtag # Recycle2Win, so we can be counted there as well,” she added. “Let’s show them our stripes.”

During the collection window, participating schools must weigh and report their collection totals to Trex each month before delivering the recycled plastic to designated drop-off points, such as the recycling station outside the doors of the Food Lion in Sunrise Summit.

To register for the Plastic Film Recycling Challenge, schools must complete the form at www.recycle.trex.com. Trex will then follow up with additional information and necessary supplies. At the end of January, Charter Next Generation will launch a web page dedicated to providing a ranking to track academic success (Recycle2Win.com). o

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The ‘big four’ run out of funds as the Treasury turns to other priorities https://jackfeenyreviews.com/the-big-four-run-out-of-funds-as-the-treasury-turns-to-other-priorities/ Mon, 03 Jan 2022 14:30:01 +0000 https://jackfeenyreviews.com/the-big-four-run-out-of-funds-as-the-treasury-turns-to-other-priorities/ By JAMES ANYANZWA Projects inherited from Kenyan President Uhuru Kenyatta under the “big four” program face more implementation challenges as the national treasury diverts borrowed resources to fund urgent government operations. Budget Controller (CoB) Margaret Nyakang’o pointed to the emerging trend in the National Budget Execution Review Report for the first quarter (July-September) of fiscal […]]]>

By JAMES ANYANZWA

Projects inherited from Kenyan President Uhuru Kenyatta under the “big four” program face more implementation challenges as the national treasury diverts borrowed resources to fund urgent government operations.

Budget Controller (CoB) Margaret Nyakang’o pointed to the emerging trend in the National Budget Execution Review Report for the first quarter (July-September) of fiscal year 2021/2022

The report, dated October 2021, shows allocations, 10 key sectors of the General Economic and Commercial Affairs (GECA) sector – which is an important player in the creation of jobs and wealth – industrial development, investments and promotion of trade, development of tourism, mobilization of savings. and cooperative development, regional integration and development received the lowest budget allocation in fiscal year 2021/22.

According to the report, the government’s non-alignment of sector budget allocations with the “Big Four Agenda”, delays in settling outstanding invoices and the failure by the National Treasury to comply with the cash flow plans of ministries and departments. and agencies (MDA) and forecasts during the disbursement of funds hampered the effective implementation of the budget in the three months leading up to September 30, 2021.

According to the report, all sector programs and budget allocations should be aligned with sector functions to achieve the “big four”.

National priorities

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“The CoB therefore recommends aligning and harmonizing programs and resource allocation to closely support the Big Four Agenda.

“This will improve the achievement of the Medium Term Plan goals and national priorities,” Dr Nyakang’o said in the report dated October 2021.

“There is a need for the national government to ensure that all critical issues are resolved quickly. “

Total national government spending in the three months to September 30 of this year amounted to $ 5.63 billion, including development and recurrent spending of $ 1 billion and $ 4.63 billion respectively.

A total of $ 1.09 billion, representing 44.2% of ministerial gross recurrent spending, was spent on employee compensation, during the period under review, followed by current transfers ($ 792.23 million) and operations and maintenance at $ 593.66 million.

The Teachers’ Services Commission recorded the highest expenditure on employee compensation at $ 601.07 million (54.8% of total expenditure) in employee compensation by the national government.

The government has prioritized the implementation of the projects inherited from President Kenyatta as part of the economic stimulus plan, including the continuation of the economic stimulus program to protect vulnerable citizens and businesses affected by the Covid pandemic. 19.

Affordable housing

In Budget 2021/22, Cabinet Secretary of the Treasury Ukur Yatani allocated $ 1.26 billion for projects that span universal health care, affordable housing, manufacturing for job creation and food and nutrition, security and an additional $ 206.25 million for the economic stimulus package.

“In this regard, the government will accelerate the implementation of programs and projects under the ‘Big Four’ program to improve food and nutrition security, achieve universal health care, provide affordable housing and support growth. manufacturing sector for job creation, ”Yatani said. in its budget statement for the 2021/22 financial year.

Development spending was down 34.8% from the $ 1.53 billion spent in a similar period in fiscal year 2020/21.

According to the report, the National Treasury relied heavily on external borrowing to finance the budget, resulting in disproportionate growth in public debt which rose 3.6 percent to $ 71.42 billion in three months. as of September 30 of this year, compared to $ 68.83 billion in the same period in the last fiscal year (2020/21).

Debt was 51% external lenders and 49% domestic lenders, with an allocation for public debt service in fiscal year 2021/22 amounting to $ 10.44 billion, compared to 8.55 billion dollars allocated in the previous fiscal year (2020/21).

According to the National Treasury, outstanding bills as of June 30, 2021 amounted to $ 506.96 million and a total of $ 33.92 million has been paid in the first three months of fiscal year 2021/22, leaving an unpaid balance of $ 472.14 million, excluding $ 894,196.42 deemed ineligible.

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March 2021 – Williams Lake Tribune https://jackfeenyreviews.com/march-2021-williams-lake-tribune/ Sat, 01 Jan 2022 17:30:00 +0000 https://jackfeenyreviews.com/march-2021-williams-lake-tribune/ March 4, 2021 Potato House receives $ 449,000 for restoration work These are not little potatoes. The Potato House Sustainable Community Society received $ 449,000 in provincial funding to restore and rehabilitate the Potato House, one of the oldest structures in Williams Lake. The project began in June to lift the house to remove the […]]]>

March 4, 2021

Potato House receives $ 449,000 for restoration work

These are not little potatoes.

The Potato House Sustainable Community Society received $ 449,000 in provincial funding to restore and rehabilitate the Potato House, one of the oldest structures in Williams Lake.

The project began in June to lift the house to remove the original failing foundation and replace it with a concrete foundation.

March 4, 2021

Former Lakecity coach, teacher, releases second rugby book

Retired teacher and former Williams Lake rugby coach Mike Levitt wrote his second book on the sport: Rugby recruits, published this month by Lorimer editions.

The book tackles the issue of girls playing full contact rugby, where the protagonist of the story, Maddy, and her friends are determined to form a junior girls’ rugby team at their high school.

Williams Lake receives a special nod from Levitt in the book, as the high school team are colloquially known as the Stampeders – the former name of Anne Stevenson’s high school rugby team – and the rugby star of Williams Lake Kayla Moleschi of the Canadian Women’s Team Seven makes an appearance appearance.

Levitt’s inspiration for the book’s protagonist, Maddy, came from recent Lake City high school graduate and U Sports National Champion Carleigh Walters of the St. Francis Xavier X-Women (StFX).

March 11, 2021

Charges laid in fatal accident involving teenagers in 2019

A 19-year-old woman was charged in a car crash that resulted in the deaths of two teenagers in October 2019 near Williams Lake.

Dallas Margret Judd-Rekunyk of Williams Lake has faced 15 charges related to impaired driving and dangerous operation of a vehicle causing death and bodily harm.

The charges date back to October 19, 2019, when Williams Lake RCMP and emergency personnel responded to a report of a single vehicle accident at 3:38 a.m. on Highway 20 about 9 miles away. west of town. Upon arrival, they discovered that a GMC pickup truck had pulled off the road and rolled over on its roof.

In September 2021, she pleaded guilty to two counts of dangerous driving causing death and two counts of dangerous driving causing bodily harm and was sentenced to two years less a day in prison for each death, six months in custody for each count of bodily harm, followed by three years of probation.

March 11, 2021

Fire destroys family home near Williams Lake

A family living in a rural area south of Williams Lake lost their home, pets and vehicles to a fire on Wednesday March 3.

Jen Macdonald said she and her parents Greg and Debbie Macdonald were at their Knife Creek Road home when they smelled smoke around 8 a.m.

There was a wood stove in the house and Jen and Greg each thought the smoke was coming from it.

When it started to smell of melted plastic, Greg ran outside and saw five-foot flames coming out of the niche in front of the house.

Debbie died two weeks after the fire.

March 18, 2021

Big Lake store, pub completely destroyed by fire

The rural community of Big Lake in the Cariboo lost its only store in a fire that broke out on Sunday evening, March 14.

Members of the Big Lake Volunteer Fire Department responded after a call received at 10:20 p.m.

The store was built in 1985 by the Harder family, then bought seven years ago by Dave and Penny Carpenter.

The carpenters had done a lot of renovations to the store, with a new layout, and brought the post office inside.

Since the fire, the carpenters have rebuilt the store and hope to reopen in the New Year.

March 18, 2021

Community development project underway in Xat’sull thanks to sawing

The sky was the limit for native students north of Williams Lake, where Brian Fuller was helping them complete a 16-week program to learn how to cut wood using a portable sawmill.

“I’ve been a part of something like this before with Toosey (Tl’esqox), so you kind of get a feel for what you’re getting yourself into, but it’s fun,” Fuller said on Thursday March 11. at Xat’sull First Camping of the Whispering Willows Nation.

Between the walk of the 10 participants – all from the Cariboo – through the operation of two different mills, Fuller also took the opportunity to show them maintenance tips.

The goal of the Community Improvement Project is to build a new caretaker’s house designed by participants who normally divide their work days between camping or class work at the old Soda Creek Emporium restaurant.

March 25, 2021

South African doctor joins Atwood clinic

Williams Lake has welcomed a new doctor from South Africa, dividing his time between the Atwood Clinic and the operating room at Cariboo Memorial Hospital.

Dr. Mariska Neuhoff is a physician and anesthesiologist and began working on her first day of labor on March 1 at the clinic.

“I’m already full until the end of March,” she said. “I am taking back the old patients of the doctors who had to leave. There are a lot of patients in need so I am grateful that I can help them.

March 25, 2021

TRU Williams Lake Site for COVID-19 Vaccination Clinic

The Williams Lake campus of Thompson Rivers University has been chosen as the site of a COVID-19 vaccination clinic that opened on Monday, April 12. It remained open until mid-August 2021.

Meanwhile, a vaccination clinic at Williams Lake Health Center, 540 Borland Avenue, opened on March 15 and continued to administer vaccines to the first group of phase 2 COVID-19, four days a week, by appointment. -you.

March 25, 2021

Williams Lake chef to release second children’s book

Williams Lake First Nation Chief Willie Sellars has been announced to be releasing the sequel to his award-winning children’s book this fall.

More than six years after launching his first book, Dipnetting with daddy, Sellars and illustrator Kevin Easthope have teamed up again to continue Little Brother’s adventures in Hockey with dad.

The second book, Sellars said, is loosely based on his own family experiences with his children, Cash, Milah and Lewis, as well as his own family upbringing, and continues to promote and celebrate the values, culture and traditions of the First Nations.


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Cash Back Vs Statement Credit – Is Any Better Option? https://jackfeenyreviews.com/cash-back-vs-statement-credit-is-any-better-option/ Wed, 29 Dec 2021 11:30:00 +0000 https://jackfeenyreviews.com/cash-back-vs-statement-credit-is-any-better-option/ Editorial independence We want to help you make better informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information see How we make money. The conditions apply to American Express benefits and offers. Registration may be […]]]>

We want to help you make better informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information see How we make money. The conditions apply to American Express benefits and offers. Registration may be required for certain American Express benefits and offers. Visit americanexpress.com to learn more.

These days, just about all credit cards offer some type of rewards to induce cardholder loyalty.

Two of the most common forms of rewards are cash back (money put into your bank account) and statement credits (money applied to your card’s outstanding balance). Cash Back Rewards and Credit Statements will put money in your pocket. However, one is more direct and the other requires a little forethought.

It is not always easy to discern which rewards are the best. It’s about how you plan to use the money. If your goal is to maximize your credit card rewards, you need to think about the costs you incur and whether you want the money applied to your balance or as cash.

Pro tip

Cash back rewards and statement credits are two good options. It really comes down to which one is the best value for the money.

Going forward, we’ll go over some of the pros and cons of each redemption method and highlight some of the best reward credit cards.

The difference between cash back and statement credit

When it comes to cash back versus statement credit, both have pros and cons. At NextAdvisor, we almost always recommend that you redeem your points and miles for travel rewards (you’ll get the best bang for your buck). If you compare the two, here’s how to decide whether you should get cash back or a credit on your statement.

Cash back

“Cash back works like a discount,” says Ian Sells, co-founder and CEO of RebateKey, a discount platform for online sellers. “When you buy an item, the credit card issuer reimburses you for a percentage of your purchase. You can withdraw the money and spend it, or you can save it.

Cards that offer cash back rewards use specific structures. For example, the Amex Blue Cash Preferred card gives you 1% cash back on every purchase, plus 3% at the grocery store and 4% at the gas station. Meanwhile, other cash back cards have a flat rate of 1% to 2%. Other cards allow you to choose the categories in which you earn rotating money, such as online shopping or memberships.

At the end of the month, you can log into your account to view your cash back balance. You can often choose to have the cashback sent electronically to your bank account, or as a paper check or gift card. Some cards allow you to withdraw money as soon as you accumulate money. However, it’s common to have to wait and cash out once you hit a certain balance, like $ 25.

Credit on statement

“With Cash Back, you get cash back on every purchase. But with statement credit, the points you earn are used to pay off your credit card balance, ”says Nate Tsang, founder and CEO of Wall Street Zen, a stock market research platform.

Credit on the statement is similar to cash back in that you earn a percentage on every purchase you make. However, the credit on the statement is not sent to your bank account, as cash back rewards can. The money you earn can only be applied to your existing balance, which reduces the amount you owe.

A common example of statement credit is when you make a return. The original purchase is added to your balance and when you return the item your balance decreases by the same amount. The card company automatically deducts the value, rather than writing you a check for the price of the returned item. Cash back in the form of statement credits works the same way.

When to withdraw money

Timing is everything when it comes to redeeming rewards. Cash Back Rewards usually don’t expire, but that doesn’t necessarily mean you need to keep the money locked up.

Generally, you should use your cash back winnings when your account reaches a high balance or when you want to use that money for a purchase. For example, if you have $ 250 in cash back, you can cash out and use that money to buy a plane ticket for an upcoming vacation.

If you are considering closing your credit card account, you should definitely use your cash back. Otherwise, you risk losing these rewards.

When to apply the credit on the card statement

It makes more sense to apply the credit on your statement to your credit card balance in certain situations. For example, if you’ve recently made several large purchases and your balance is higher than usual, this might be a good time to use your credit on your statement.

However, experts agree that taking credit on a statement versus cash back really depends on how much it gives your money. For example, if you have a $ 100 credit on your statement and $ 60 cash back, you’re probably better off taking the credit on your statement.

Other cash back options

If you want a credit card with the best cash back rewards, be sure to explore your options. Some credit cards allow you to redeem your cash back for other benefits, such as gift cards, or as points for travel rewards.

Each card offers a different rewards structure, so it’s a good idea to compare multiple cash back cards to find the one that’s right for you. Also watch out for introductory offers which can offer great benefits for a limited time, like bonus points for the first few months.

Cards that earn more money

Choosing a cash back credit card is often a good idea. If you’re going to spend money, you might as well earn rewards on your purchases. Here are some of the best cards offering cash back rewards.

  • Introductory bonus:
  • Annual subscription :

    $ 0

  • Regular APR:

    14.99% – 24.74% Variable

  • Recommended credit:

    670-850 (good to excellent)

  • Apply now external link icon On the secure Chase site
  • Introductory bonus:
  • Annual subscription :

    $ 0

  • Regular APR:

    14.99% -24.99% (Variable)

  • Recommended credit:

    670-850 (good to excellent)

  • Learn more external link icon On our partner’s secure site
  • Introductory bonus:
  • Annual subscription :

    Annual start-up fee of $ 0 for the first year, then $ 95.

  • Regular APR:

    13.99% -23.99% Variable

  • Recommended credit:

    670-850 (good to excellent)

  • Learn more external link icon On our partner’s secure site See rates and fees, conditions apply.

Chase Liberty Flex

With the Chase Freedom Flex Card, you get 5% travel discount when you buy it through Chase Ultimate Rewards, 3% restaurant discount (including takeout), 3% drugstore cashback, and 1% discount on everything else. In the first year alone, you get 5% cash back at the grocery store, up to $ 12,000. You can also recover 5% in your highest expense category, up to $ 1,500.

Wells Fargo Active Payment Card

The Wells Fargo Active Cash Card offers 2% unlimited cash back on every purchase. To redeem the cash back, you can use the rewards as a statement credit, deposit the money into your Wells Fargo account, exchange the money for cash at an ATM, or get the money on a gift card. You can also earn $ 200 in rewards if you spend $ 1,000 in the first three months.

Amex Favorite Blue Cash

The Amex Blue Cash Preferred Card offers 6% cash back in grocery stores up to $ 6,000 in annual purchases. You can get a 6% discount on some streaming services, a 3% discount at gas stations and on public transport, and a 1% discount on all other purchases. As an introductory offer, Blue Cash Preferred cardholders can also earn $ 300 in credit after making $ 3,000 in purchases in the first six months. However, you can only redeem Cash Back for a credit on your statement.

Editorial independence

As with all our credit card notice, our analysis is not influenced by any partnership or advertising relationship.

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Critics circle RBA ahead of exam https://jackfeenyreviews.com/critics-circle-rba-ahead-of-exam/ Mon, 27 Dec 2021 18:00:00 +0000 https://jackfeenyreviews.com/critics-circle-rba-ahead-of-exam/ “Central banks are inadvertently directing resources towards lower value activities, which distorts prices and risks,” he said. “When capital flows into bad bets and moves away from safer bets, we all suffer the consequences. Monetary easing effectively subsidizes business activities that are not socially desirable (but are profitable privately) to the detriment of preferable investments. […]]]>

“Central banks are inadvertently directing resources towards lower value activities, which distorts prices and risks,” he said.

“When capital flows into bad bets and moves away from safer bets, we all suffer the consequences. Monetary easing effectively subsidizes business activities that are not socially desirable (but are profitable privately) to the detriment of preferable investments. All of this looks very bad for dynamic efficiency and capital formation over time. “

The RBA agreed last month that ultra-low interest rates were one of the factors behind the influx of money into cryptocurrencies, providing higher returns to investors than other forms of investment. more traditional.

Mr Tulip, who left the RBA last year, used a separate document in Agenda to assert that the Reserve had focused on stabilizing household debt rather than reducing unemployment and keeping inflation within its target range of 2-3 percent.

The bank had halved the official cash rate in the second half of 2019 after unemployment and underemployment remained stubbornly high. It has not hit its inflation target for more than five years.

Mr Tulip said the bank’s policy failures were due to its structure, a fear of transparency and a board structure that, without monetary policy expertise, was unable to challenge the policies. senior management perspectives.

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“The RBA has a record of bad decisions. This partly reflects a poor process and a lack of expertise. More fundamentally, the RBA has a culture that places a low priority on getting the right answers, ”he said.

“He has a culture in which the formatting of graphics receives more attention than the political framework.”

Mr Tulip said the bank should provide more detailed explanations of its decisions, including the release of projections for interest rate movements and regular press conferences by the governor.

He said that given the importance of the political parameters of the RBA to the economic well-being of the whole country, there must be a higher level of accountability for the institution.

“We already demand that administrative and judicial decisions be explained in a way that facilitates review and appeal,” he said.

“We should have higher standards for monetary policy, given that it affects millions of households and the RBA has a large staff to draft it. Controls on bureaucratic discretion should be stricter for central banks than for other institutions. “

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Where experts will invest their money in 2022 https://jackfeenyreviews.com/where-experts-will-invest-their-money-in-2022/ Sun, 26 Dec 2021 00:02:00 +0000 https://jackfeenyreviews.com/where-experts-will-invest-their-money-in-2022/ While it’s not quite the New Years, our financial thoughts will soon be heading towards 2022. There will be self-assessment tax returns to fill out and tax bills to pay. Many readers will also take the opportunity to review their investments – for example, those held in an Isa or a tax-advantaged pension – to […]]]>

While it’s not quite the New Years, our financial thoughts will soon be heading towards 2022. There will be self-assessment tax returns to fill out and tax bills to pay.

Many readers will also take the opportunity to review their investments – for example, those held in an Isa or a tax-advantaged pension – to see if they stay on track.

With that in mind, The Mail on Sunday asked a mix of investment experts – as well as an avid reader and you really – where they would invest any available money in the coming months as the end. the fiscal year is looming and the Isa allowances and pension contribution limits must be used or lost.

“India did well, the United States is expensive… so I’m sticking to my own ground”

Jason Hollands, Tilney Investment Management

My rule is not to hold more than 20 funds in my investment portfolio. If I am considering adding a new fund, it forces me to review my existing holdings and decide if any of them need to be replaced in favor of the new idea.

Jason hollands

Jason hollands

Otherwise, my approach is to supplement existing holdings to keep my asset allocation – the split across different markets – in line with what I think it should be over the long term. The composition of my investment portfolio changes naturally over time, because not all stock markets move in parallel.

With my pension fund against the lifetime allowance limit, my investment is now focused on my Isa. I am willing to take a lot of risk because my investment horizon is long term, so my portfolio is strongly focused on equity-based investment funds.

My holdings in India have performed incredibly well this year and have become a bigger part of my overall portfolio. Next year, I will therefore focus on sourcing my funds in developed markets.

US equity valuations are too expensive. Indeed, I believe that the exposure of the US market to technology companies, which have generated excellent returns on investment in recent years, may now be under pressure from rising inflation and rising corporate rates. ‘interest.

So I will be supplementing my holdings of UK stocks as the UK stock market remains undervalued relative to other developed markets.

It is heavily exposed to financials and commodities, sectors that generally benefit from rising rates and higher inflation. I also believe that the frenzy of overseas buying bids that we have seen this year for UK companies will continue, which will create investment opportunities.

I therefore intend to complement my existing stake in Fidelity Special Situations investment fund and add to a more recently established position in Artemis UK Select.

Both focus on companies that managers deem undervalued. It’s a style of investing that spent a few years in the wild, but has started to perform well again in the last year or so.

Tripartite: Europe, Asia and renewable energies

Ben Yearsley, Shore Financial Planning

Ben yearsley

Ben yearsley

Unusually for me, I did not invest any new money in my Isa this tax year. But I bought and sold stocks on my account, taking advantage of price volatility in some of the holdings.

At 45, I’m still a long-term equity investor – and three investment themes invite me to invest; Europe, Asia and renewable energies. Europe has long been unloved as an investment area. Still, corporate profits are on the rise, although Omicron may put a wrench in the jobs.

Three funds that I particularly like are the European Opportunities investment trust (led by star manager Alexander Darwall at Devon Equity Management); Martin Currie European Unconstrained and Listed Montanaro European Smaller Companies.

I am always positive about Asia as an investment opportunity and I love the Matthews Asia Innovative Growth fund. The fund invests in businesses benefiting the region’s emerging middle classes with money to spend.

Asia’s consumer market is expected to grow larger than those of the United States and Europe combined by 2030.

That’s a statistic, which is why funds like Matthews Asia Innovative Growth are expected to thrive. Although many renewable assets seem expensive, I have been happy to be an investor for ten years. This investment story is not going away anytime soon and I will be exposed to it through Schroder Global Energy Transition.

Finally, I will not be investing all of my Isa money at once, but I will be paying my money by the end of the tax year on April 5th.

Trust Nick Train and the good old British pub

Edward Browne, retired Manchester reader

I will continue to invest in the Finsbury Growth & Income investment trust, led by longtime manager Nick Train. The £ 2 billion trust has quality holdings – like beverage companies Diageo and Remy Cointreau, high-end fashion firm Burberry and UK consumer goods giant Unilever.

Hopefully, when the global economy sheds the coronavirus straitjacket, these consumer-focused businesses will thrive. Train is an outstanding manager and you benefit from its expertise through the trust at a windfall of 0.6% per annum.

I will also continue to increase my stake in advertising operator Marston’s.

Although his recent results have been disappointing – annual losses of £ 170million for the year to October – and he has decided not to pay a dividend for the second year in a row, I consider him a stock of economic recovery. You also can’t rule out a foreign bidder, given the interest shown earlier this year by US private equity firm Platinum.

Investing in the UK, Japan and the environment

Juliet Schooling Last, Chelsea Financial Services

Juliette Schooling Last

Juliette Schooling Last

Most of my spare money this year was spent on a new kitchen, so I don’t have much left to invest. But what I have is that I will be investing every month – mainly because things are so opaque right now.

We have a new variant of the coronavirus, Omicron, which is causing trouble and destabilizing the stock market. This is after the market ignored the interest rate hike ten days ago. As a result, it’s really hard to see how things are going to play out over the next few months.

My pension contributions are invested in the Liontrust UK Smaller Companies and Marlborough UK Micro Cap Growth funds.

The UK stock market is cheap – which means investors are undervaluing it – and in the long run I think both of these funds will do well. I have also invested a large portion of my pension in India, a market that has performed very well this year.

I’m not yet ready to take a profit – I invested in the country about ten years ago and I’m going to leave things alone for now.

To my Isa the Japanese market looks relatively cheap and it has had a bad year. Baillie Gifford Japanese is the fund I have in mind. I also like ASI Global Smaller Companies.

I recently invested in Ninety One Global Environment because I really like the long term investment trend of decarbonization.

As you can see, I invest for the long term and take a lot of risks. But I tend to stick with funds rather than stocks as they are more my area of ​​expertise. I bought shares of Sainsbury’s and Tesco during the pandemic because I thought they would win, but sold them to help pay for my cooking.

We are the hotspot of the world …

Brian Dennehy, FundExpert

The UK remains the world’s valuable hotspot. Global investors rich in cash will continue to bid for cheap UK companies next year.

In this environment, I am happy to buy the JOHCM UK Equity Income investment fund. It has generated a 21% return over the past year and is full of high value stocks, like Aviva, Barclays, Legal & General and Tesco. The increase in dividends is expected to allow the fund to generate approximately five percent income for investors next year.

Cassie, Dennehy's canine canid

Brian Dennehy, FundExpert

Brian Dennehy, FundExpert, with his canine Cassie

… but my smart dog sniffs around Japan

Cassie, Dennehy’s canine canid

My dog ​​Cassie is an unusually intelligent companion, so every year I like to choose a fund inspired by her. Part border collie, part boxer, most of the time she aspires to roam the hills of Cumbria. But for a bit of fun, I hire his brain Collie for a bit of a shepherd of actions.

Japan might please, I thought, if I probed her with a call “Japan” and a dog whistle. Their small businesses are cheap, and the Japanese love dogs.

Good choice, judging by his tail wagging happily.

Japanese small businesses are undervalued and neglected. Normally, the shares of these companies enjoy a 25 percent discount to their larger listed counterparts, but that discount is now 45 percent, the largest in more than 20 years. No one is paying attention to this opportunity (other than Cassie).

Three-quarters of Japanese small businesses are only covered by an analyst. In contrast, in the United States, 73% of small businesses are covered by three or more analysts.

I smell an opportunity. Buy Small Businesses from M&G Japan.

Go global … and spread the risk

Jeff Prestridge

I am a strong believer in the allocation of investment risks and investment opportunities. Such a strategy may not generate exceptional returns on your investment, but it does ensure that you get a little more comfortable sleep at night.

Global investment trusts are my investment cup of tea, especially when accompanied by a promise to do their best to generate growing income through thick and thin. The bankers, led by Alex Crooke at Janus Henderson, are as solid a trust as it gets. It has a market value of £ 1.5bn, is invested worldwide, has low annual charges of 0.5% and is on track to deliver its 56th year of dividend increases.

Its performance won’t necessarily blow you away – past and three-year returns of 13 and 64% respectively – but I will take those numbers back to 2022 and through to the end of 2024. The portfolio has a bit of everything – tech stocks like Microsoft, cosmetics company Estee Lauder, and escalator maker Otis Worldwide. But it’s as diverse as the big portfolios come – with some 168 holdings.

Ring? Yes. Boring? Yes. But as strong as an investment trust can be. My cup of investment tea.

Some links in this article may be affiliate links. If you click on it, we may earn a small commission. This helps us fund This Is Money and keep it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence.

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Do direct lenders offer online cash advances? https://jackfeenyreviews.com/do-direct-lenders-offer-online-cash-advances/ Fri, 24 Dec 2021 00:00:23 +0000 https://jackfeenyreviews.com/do-direct-lenders-offer-online-cash-advances/ LOS ANGELES – December 23, 2021 – (Newswire.com) iQuanti: Direct lenders offer online cash advances that can get you fast financing. Working with a direct lender means that you only have to use one company to secure the loan, and you can enjoy a fast application process, instant approval, and lenient credit score requirements. Let’s […]]]>

LOS ANGELES – December 23, 2021 – (Newswire.com)

iQuanti: Direct lenders offer online cash advances that can get you fast financing. Working with a direct lender means that you only have to use one company to secure the loan, and you can enjoy a fast application process, instant approval, and lenient credit score requirements. Let’s take a closer look at how online cash advances from direct lenders work and their pros and cons.

What is a direct cash advance lender?

A direct cash advance lender is a lender who is in charge of the loan application, funding, and repayment processes. Your information will not be provided to multiple lenders for review – you will be dealing directly with the lender. Direct lenders usually offer easy applications and instant approval decisions. If you get approval for a cash advance from a direct lender, you may be able to receive the funds in your bank account the same day you apply.

How Online Cash Advances From Direct Lenders Work

Cash advances can quickly give you cash to cover your expenses before your next payday. You can apply for a cash advance online directly from the lender’s website or in person, if they have stores. After you receive the funds, you will pay off the loan in two to four weeks, depending on when you receive your next paycheck.

Pros and Cons of Getting Cash Advances Online from Direct Lenders

The two main advantages of getting cash advances online from direct lenders are that you can get cash right away and you don’t need a good credit rating to get approved. Many direct cash advance lenders will consider factors in addition to your credit score, such as your income, work history, and current debt. This means that borrowers with poor or fair credit can still be approved. Direct lender cash advances also come with simple online applications that you can complete from the comfort of your own home.

One of the downsides of cash advances is that they can come with high interest rates. You will have to pay more interest and fees if you cannot pay off this loan on time. Keep this in mind when making a claim and make sure you have a repayment plan in place.

How to request a cash advance from a direct lender

Applying for a cash advance online from a direct lender is simple. Go to the lender’s website and complete the loan application. They will ask you for information such as your name, address, contact details, employer’s name, as well as your route and account number.

Before submitting a loan application, make sure you have read and understood the loan terms. Then submit the request and wait for approval. You can get a decision within minutes.

The bottom line

Online cash advances from direct lenders are quick and easy to approve. You don’t need a good credit score, you can complete the application from the comfort of your own home and you could be approved instantly. In many cases, the funds can be in your bank account the same day or the next day.

Notice: The information provided in this article is for informational purposes only. Consult your financial advisor about your financial situation.

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Do direct lenders offer online cash advances?

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